About WealthProbe by Cache Smart
Version: 3.x
System Requirements: Memory: 2 GB RAM, hard drive space: 200 MB, Operating System: Any Microsoft version of Windows 10 or higher.
Customer Service: Along with the performance and security of WealthProbe, customer service is our highest priority. We want you to get the most use out of your purchase. To ensure this, we don’t use chatbots or outside agents who know little about WealthProbe. All customer questions are handled by knowledgeable professionals individually trained in-house. For the really hard questions, these professionals have direct access to the developers of WealthProbe, so you can be assured you will get the best possible service. We ask that you first consult the Help section resident in WealthProbe since we anticipate it will answer a lot of common questions. You can email us at any time using the ‘Contact Us’ link at the top of all website pages with your questions and we will take it from there. Our agents are available from 6 am – 6 pm Monday – Friday, and 8 am – noon on Saturday. Inquiries will be answered in the order in which they are received. If email is insufficient, we can use telephonic or video means if needed to answer the question.
History of WealthProbe: Hi, I’m Dean Larson, President and founder of Cache Smart, and I thought you might be interested in a short history of WealthProbe and how it came about.
In the past, I used an Excel spreadsheet to give me a crude idea of how I was doing with my retirement plan. As I got more interested in tracking how I was doing with my planning, though, I realized I needed something more flexible, powerful, and easier to use.
I decided to look at what other retirement planning tools were out there. I found a few possible options, but they all came with limitations. The tools were generally not very flexible or sophisticated— most depended on simple assumptions and generic rules-of-thumb. The programs that were more sophisticated were only available to users who allowed the software provider to manage their investments and that came at a price. Typically, one percent of your total portfolio value per year – that adds up fast!
Plus, some of these providers wanted access to my account numbers and passwords before I could access their so-called “free tools”. Providing “the keys” to all my investment accounts for storage in a single place in the cloud made me very uncomfortable.
I have programming experience in a handful of computer languages (acquired mostly to support obtaining my Ph.D. in physics and in my subsequent jobs), so I decided to develop a retirement planning tool of my own, written in a language much more powerful than Excel, for my personal use.
Shortly after I started building it, I realized this whole thing could be very useful others. I founded Cache Smart in early 2021 and formed a team to continue development of the tool that we call WealthProbe.
The basic idea behind WealthProbe was to give users an easy-to-use tool that will fit anybody’s unique financial situation. As we kept building we made WealthProbe fit a growing list of requirements.
Here are some examples:
1) We wanted the ability to do ‘what-if’ analysis— to change things on-the-fly in a scenario that was either being created or previously completed by the user. We wanted to be able to go backwards and forwards, jump between data sections; basically change anything, anywhere, and at any time.
2) We wanted a detailed and thorough treatment of IRAs (both inherited and not) in all their glorious permutations, combinations, and conditions – adjusted for the recent SECURE Acts. WealthProbe simplifies this by only asking for information based on your answers to a few preliminary questions pertaining to each IRA.
3) We wanted to include tools that would deal with different types of real estate and how that affected retirement planning.
4) We wanted to make data entry and results visualization easy and intuitive so you can see the effects of changes you make and easily understand how they affect your retirement plans.
5) We wanted the tool to be very secure. We decided to keep WealthProbe downloadable, so once you activate the license, you can unplug your computer from the internet and even store your encrypted data files on a storage device detachable from your computer for enhanced privacy and security.
The result of all this activity is today’s WealthProbe: a highly accurate, secure, easy-to-use tool capable of analyzing a wide variety of plans and situations.
If you have any questions or issues pertaining to WealthProbe itself, please send them to us via the WealthProbe Contact form on this website. All questions and issues of a corporate nature should be sent using the contact form on CacheSmart-us.com.
