WealthProbe Features

General

 Your one-year license cost of $97.60 includes free updates.

 After initial activation, you can fully use WealthProbe offline, if desired.

 Your data files are encrypted using banking-level security – they are only accessible from the computing device that created them.

 Calculations executed by WealthProbe are based on current tax and retirement laws, rulings, and regulations and are updated yearly.

 You can evaluate an unlimited number of scenarios.

 Your inputs are changeable, allowing for ‘what-if’ analysis.

Saves your data automatically after each section. You can exit and re-enter a scenario as needed.

 Calculations are done on a monthly basis for increased accuracy.

Remembers your previously entered data.

 If you don’t make it to your Target Date, WealthProbe reports the month and year you run out of money. If you make it to or past your Target Date, WealthProbe reports the money remaining as of your Target Date and the date your money gets
you to.

 You can see your estate’s total wealth as a function of time graphically, and use the cursor to see your total wealth at any
point in time.

Monitors your cash flow and reports when you run out of cash. You select your non-liquid assets to liquidate as needed to pay the bills until you hit your target date or until your last non-liquid asset is liquidated. You can use your cursor to see the remaining cash or monthly expense at any point in time.

Produces a listing of your non-liquid assets that required liquidation with the month/year of liquidation.

Presents a summary of all your current assets as of the analysis run date, plus a summary of all of your major inputs for the scenario.

A Little More Detail

 You can do analysis for yourself or yourself plus your spouse.

 For life expectancy, WealthProbe uses tables employed by Social Security trustees, updated annually.

May suggest input values based on historical averages, but you control all inputs.

 For your convenience you’ll see mouse hovers and additional help buttons on most screens to help you with questions during execution.

 There’s a separate comprehensive Help section inside WealthProbe – you don’t need an internet connection for
access.

 Assets can be taxable, tax deferred, or tax exempt.

Offers 12 different asset types, including foreign stocks and bonds, and private business ownership. You can create your own asset type if needed.

Accounts for a reverse mortgage on your residence.

Accounts for up to two mortgages on any real property asset.

Accounts for loans where you are owed money.

Accounts for non-mortgage loans you owe to others.

Accounts for effects of current IRA laws on both taxable and tax exempt, inherited or original-owner IRAs.

 You may enter any number of assets under any asset type.

 All IRA Required Minimum Distribution tables are updated annually.

 You can plan for the possibility of a stock market downturn.

 You assign the inflation level.

Uses up to five phases (2 before and 3 after retirement) that add flexibility and accurately allow for individual
variances. Your starting phase depends on your current situation.

Offers 7 investment categories, plus you can create your own if needed to account for your investment plan.

 You enter planned allocations and returns based on your investment plans.

 You can enter any number of income streams.

Accounts for taxable and tax exempt income.

Offers 7 income payment frequencies (bi-weekly, monthly, etc.). You specify when to start and stop each income stream.

Accounts for planned bequeathments using 5 gift frequencies, (one-time, yearly, etc.). You specify start and stop dates.

 Your expenses for each phase can be entered using a single total expense for the starting year of each retirement phase in today’s dollars.

 As an alternative, you can enter your expenses using up to 21existing expense categories. If needed, you can enter up to 10 of your own unique expense categories.

 Using expense categories offers an appliance wizard option. You simply enter the appliances you will need in each phase.
WealthProbe does the rest.

 You can enter special expenses by amount, start and stop dates, and payment frequency.